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NMB Kitchen Planning Handbook · Guide 2 of 6

Setting a realistic kitchen renovation budget

“How much should I budget for my kitchen?” is one of the first questions people ask. It is a sensible question, but the answer depends on your home, your priorities and the work involved.

That is why we prefer not to start with your budget. We start with how you want the kitchen to work, then show you where your money will make the biggest difference. A great kitchen is not created by spending the most. It is created by spending in the right places.

By Nevin Smith, kitchen designer and director at NMB Kitchens & Bathrooms

NMB Kitchen Planning Handbook guide 2: setting a realistic kitchen renovation budget

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Where the money goes

A kitchen budget is more than just cabinets

Most people start by budgeting for what they can see: cabinets, doors, worktops and appliances. But a renovation is rarely just about replacing units.

Depending on the age of your home, its layout and the scope of the project, the work may also include structural changes, electrics, plumbing, plastering, flooring and decorating. That is why it is hard to compare quotes on price alone: two kitchens can look almost identical when finished, while one needed far more building work than the other.

It helps to think of your renovation as a set of smaller projects that come together as one finished kitchen. Rather than asking “how much does a kitchen cost?”, ask “what work does my renovation actually involve?”

Infographic showing where a kitchen renovation budget goes, from cabinets and worktops to building work and electrics

Hidden costs

Do not underestimate what you cannot see

Some problems stay hidden until the old kitchen comes out: behind the cabinets, under the floor and inside the walls. In most homes nothing unexpected turns up, but in older homes it is common to find work that needs doing before the new kitchen goes in.

Victorian, Edwardian and 1930s homes have often been altered over the years, by owners and tradespeople alike. Older homes are not harder to renovate, and they often make the most characterful kitchens, but they are a good reason to keep a sensible contingency.

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Electrics

Outdated or overloaded wiring.

Walls and plaster

Damaged or uneven plasterwork, chimney breasts or old pipework hidden behind units.

Floors

Uneven subfloors that need levelling, rotten floorboards or signs of damp.

Plumbing

Ageing pipework or slow leaks that have gone unnoticed.

Past alterations

Structural changes made by previous owners, or missing support where a wall was removed in the past.

The upside

Fixing these during a renovation improves the safety and life of your home, and is far easier and cheaper than finding them after the new kitchen is in.

NMB designer’s tip

The cheapest quote is not always the cheapest renovation

Some quotes only include the work that can be seen at the first survey. Others talk through the likely risks from the start and explain how they would be handled.

We would rather have an honest conversation before work begins than raise unexpected costs once your old kitchen has gone. Having worked on many types of property across Manchester, we know where problems tend to hide, and where we can, we check at the quoting stage. That may mean opening up a small section of ceiling or floor. Do not worry, we clean up afterwards!

Spend wisely

Spend once, enjoy every day

Spending more does not automatically give a better kitchen. The best renovations put the money into the things that improve everyday life.

Ask yourself: “Will I notice and appreciate this every day for the next 15 or 20 years?” If the answer is yes, it is often worth spending a little more. You will open your drawers hundreds of times a week, prepare meals on your worktops and switch on your lights every morning.

✓  A well-planned layout that makes cooking easier

✓  Solid cabinets that still feel solid years later

✓  Lighting that is planned, not added as an afterthought

✓  Worktops that stand up to family life

Smart appliances and premium extras can be worth it if they will really change how you use the kitchen. Just choose them for your lifestyle, not because they sound impressive in a showroom.

Infographic: spend once, enjoy every day, on the kitchen features you use most

NMB designer’s tip

Not every pound has to be spent today

Accessories, finishing touches and decorative features can be added later. A good layout, quality fitting and solid cabinets are far harder, and far more expensive, to change once the kitchen is in.

People rarely regret spending more on a better layout or better cabinets. They far more often regret the compromises they notice every day.

Saving money

How to reduce costs without reducing quality

Very few people have an unlimited budget. The good news is that saving money does not have to mean a worse kitchen. The key is knowing which parts are hard to change once fitted, and which can easily be upgraded later.

Talk your budget through with us  →

Keep the layout where you can

Keeping the sink and appliances close to where they are now avoids the cost of moving plumbing, drainage and electrics.

Spend on what you use most

Put the money into the parts you touch every day, such as drawers, worktops and lighting, and save on the things you rarely notice.

Simpler doors, better worktop

A simpler door style with a quality worktop often looks more expensive than a premium door with a basic worktop.

Only the building work you need

Structural changes can transform a room, but avoid the ones that do not really improve how you will use it.

Agree the full specification first

Changes made once work has started are the most expensive kind. Settle the design, appliances and finishes before anything is ordered.

Use one coordinated team

One team managing the whole job avoids gaps, overlaps and delays between separate trades.

Think in phases

A kitchen does not need every optional extra on day one. Build a strong foundation now and add finishing touches as your needs and budget change.

Spend intelligently

A well-planned budget is not about spending less. It is about spending where it counts.

Contingency

Keep a contingency fund

However carefully you plan, a renovation can uncover something unexpected: old wiring behind the cabinets, an uneven floor once the kitchen is out, ageing plumbing or structural work that could not be seen at the survey. This does not mean something has gone wrong. It is a normal part of renovating an existing home.

Many renovation professionals suggest allowing around 10–15% of the overall budget as a contingency. The right amount depends on the age of the property, the condition of the services and how complex the work is.

If everything goes to plan, the contingency stays yours. If unexpected work is needed, it is the difference between a smooth renovation and a stressful one. Think of it less as an extra cost and more as peace of mind.

Infographic: plan for the unexpected with a kitchen renovation contingency fund

Free checklist

Get our kitchen budget checklist

A realistic budget does not remove every uncertainty, but it stops unexpected discoveries becoming unexpected crises. It lets you make decisions calmly and keep the project moving.

Our kitchen budget checklist helps you list every part of your renovation, so nothing gets missed. To get a copy, send us a message using the form below and mention “Kitchen Budget Checklist”.

NMB kitchen renovation budget checklist

Every home is different

There is no “correct” kitchen budget

Two homeowners with the same size room can spend very different amounts, depending on the building work needed, the finishes they choose and how they want to use the space.

A kitchen that keeps its current layout will cost less than one that removes a wall, adds a new floor and uses bespoke cabinets and premium appliances. The best projects start with clear priorities rather than a fixed number. Once you know the scope of the work and where you want to invest, a realistic budget is much easier to set.

What is hidden behind your kitchen NMB Handbook Chapter 2

NMB Kitchen Planning Handbook

Continue planning your kitchen

Six practical guides from our team to help you make informed decisions before your renovation starts.

Kitchen Planning With NMB Kitchen Handbook

Guide 1

Planning a new kitchen

Plan around how you live, think ahead and check the details before you order.

Read the guide  →

Setting a Realistic Kitchen Budget: Spend Your Money Where It Matters Most

Guide 2 · You are here

Setting a realistic kitchen budget

Where your money matters most, the hidden costs to allow for and how to save without cutting quality.

Back to the top  →

Kitchen Layout Ideas By NMB Kitchens and Bathrooms

Guide 3

Kitchen layout ideas

Galley, L-shaped, U-shaped, island and peninsula kitchens, and how to choose the right one.

Read the guide  →

kitchen storage ideas - Drinks cabinet with fluted glass doors and micro shaker drawers

Guide 4

Kitchen storage ideas

Design storage around what you own and how you use it, from drawers to pantries and bins.

Read the guide  →

Kitchen design plans with a 3D kitchen rendering displayed on a tablet

Guide 5

Choosing a kitchen fitter

The questions to ask and the checks to make before you hire a kitchen company in Manchester.

Read the guide  →

what to do before kitchen fitters arrive

Guide 6

Preparing for installation

What to do in the weeks before fitting day, so the work runs smoothly and on time.

Read the guide  →

Questions

Kitchen budget questions answered

Quick answers to the questions we are asked most about planning a kitchen budget.

Ask us a question  →

How much should I budget for a new kitchen?

It depends on the size of the room, the specification and how much building work is involved. Our kitchen cost guide shows typical price bands for Manchester and a real project with its full cost.

How much contingency should I allow?

Many renovation professionals suggest around 10–15% of the overall budget. Older homes and projects with structural work may need more.

What hidden costs should I plan for?

The most common are old wiring, uneven floors, damaged plaster, ageing plumbing and alterations made by previous owners. We check for these where we can at the quoting stage.

Where is it worth spending more?

On the things you use every day: the layout, cabinets, drawers, worktops and lighting. These are also the hardest to change later.

Why do kitchen quotes vary so much?

Quotes often include different amounts of work. Check what each one includes and leaves out, such as building work, electrics, plumbing, plastering, flooring and waste removal.

Can I spread the cost by doing the kitchen in phases?

Yes, for some parts. Get the layout, cabinets and services right first, and add accessories or finishing touches later.

What customers say

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“I chose NMB over other companies as I could see that Nev had great attention to detail and was very thorough. The whole project went really smoothly.”

Lily Wright

“Nev was very helpful with practical advice on kitchen design and layout and was very honest providing tips for getting the best value.”

S B

“Nev, Chris and the team were fantastic, extremely high standard of work. They also sorted out the building control stuff as well.”

Lava Yuki

Free design visit

Plan your kitchen budget with us

Tell us about your kitchen and any building work you have in mind. We will arrange a free, no-obligation design visit and help you plan a realistic budget.

✓  Free home visit with no obligation

✓  Bespoke kitchen and bathroom designs for your space

✓  Full project coordination from design to completion

✓  Structural alterations and building work covered

✓  A trusted local team with consistently positive feedback

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